Account law, wallets and local access
Our legal position starts with clear account ownership: your profile, wallet name and payment receipts must match before withdrawals or data-change requests move forward. We keep DANA, OVO, GoPay and QRIS transaction references with account logs so we can trace a dispute without asking you to
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repeat the same story. If you access us from Denpasar or any other Indonesian city, your ability to open or use an account depends on local law and is available only where local law permits. We may ask for a phone number check, email confirmation or
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wallet screenshot when a legal request touches money movement, account identity or access history. Terms can change when law, payment rules or risk controls change; when that happens, we place the current wording in Account > Legal Center and time-stamp the update.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.